It was probably a mistake, but I called my step-son’s friend a squatter. My step-son’s response was to say, “a squatter is someone who can’t pay,” and noted that Sam can pay.
But I didn’t accuse Sam of being a renter. I based the label of “squatter” on Stephen’s history of having to help Sam move under derrest in the last few places Sam, and my step-son when he doesn’t live with us, lived.
It should be interesting to hear what Sam says. Labels shouldn’t be important, but, more likely than less, they are.